1012 Pearl Street, St. Joseph, MI 49085

$659,900
5
BD
4
BA
3,266
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$659,900
Price Change
▼ $15,000 1784925553
Days on Market
88
MLS#
26019503
Status
ACTIVE
Type
Single Family Residential
Bedrooms
5
Bathrooms
4
Full-baths
4
Living Area
3,266

Property Description

Built in 1912, this historic 5 bedroom, 4 full bath downtown St. Joe home sits on a quarter acre along the Lake Michigan shoreline community of Southwest Michigan, just a few minutes from Silver Beach, the St. Joseph River, and the marinas just down the hill. Steps from schools, a charming downtown filled with shops and restaurants, and Kiwanis Park without crossing a road, the location is simply ideal. St. Joseph is known for its beautiful beaches, vibrant historic downtown, and an abundance of outdoor activities that make it equally appealing as a year round residence or vacation home. Situated along the Lake Michigan Shore Wine Trail and just about two hours from Chicago, it is the kind of place that is easy to fall in love with and hard to leave. The main level impresses with quarter sawn white oak floors by Mattson Custom Floors, custom Amish cabinetry, new custom built-in shelves framing the fireplace, and a vintage clawfoot tub that anchors the character of the home. New light fixtures, a new refrigerator, and a new dishwasher round out a space that feels completely move-in ready. Watch storms roll in from the heated and cooled 4-season front porch or retreat to the private covered deck off the fourth bedroom upstairs. The finished basement delivers a full entertainment zone with a 120 inch theatre screen, custom bar, workout room, shop space, and a full bath. Out back a finished bar behind the garage with water, electric, and heat anchors a covered patio with grill and seating area, all set on one of the largest yards in the city, complete with an invisible dog fence. Driveway and street parking make hosting a breeze. Move-in ready and waiting for its next chapter, whether you are looking for a forever home or the ultimate Southwest Michigan lakeside retreat. This one delivers. 3,266 finished square feet of history, heart, and everything you need to live in St. Joe.

Additional Information

Taxes
$9,523
Accessibility Features
36' or + Hallway, Low Threshold Shower
Acres
0.24
Appliances
Humidifier, Refrigerator, Oven, Microwave, Dishwasher, Disposal, Dryer, Washer, Range, Built-In Gas Oven
Basement
Full
Body of Water
Lake Michigan
Fireplace
Yes
Garage
Yes
Heating
Baseboard, Forced Air
Roofing
Composition
School District
St. Joseph
Stories
2
Utilities
Cable Connected, Natural Gas Connected, Cable Available, Electricity Available, Natural Gas Available
Water Features
Lake Front, River Front
Water
Public

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Listing Agent: Cathy Ficks-Blasy from Listing Office: Epique Realty.

© 2026 Southwestern Michigan Regional Information Center, LLC. All rights reserved. Information deemed reliable but not guaranteed. The properties on this website come in part from the Broker Reciprocity Program of the Member MLSs of the Southwestern Michigan Regional Information Center. Data last updated .